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CBF

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS


We, our, and us, when used in this notice refers to CB&S Financial Services, Inc.

This is our privacy notice for our customers who have a continuing relationship with us.

We first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:
  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others;
  • Information we receive from a nonaffiliated third party; and
  • Information we receive from a consumer reporting agency.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR PERSONAL
INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

INFORMATION WE DISCLOSE ABOUT YOU

We may disclose nonpublic personal information about you to our affiliates. The type of information we may disclose is as following:
  • Information we receive from you on applications and other forms, such as your name, address, and telephone number.
  • Information about your transactions with us such as type of account.
Federal law allows us to disclose the information listed above with our affiliates.

TYPES OF AFFILIATES

We may disclose nonpublic personal information about you to our parent corporation, CB&S Bank and/or its affiliates.

INFORMATION WE DISCLOSE ABOUT FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers except as permitted by law.
INFORMATION WE DISCLOSE TO NONAFFILIATED THIRD PARTIES

We do not disclose nonpublic personal information on you to anyone except as disclosed in this policy or as permitted by law.

AUTHORIZED SHARING FOR MARKETING SERVICES

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf.

HOW TO CONTACT US

If you would like additional information or have questions regarding CB&S Financial Services privacy policy, please telephone us at 256-332-0330.